There are people who try to make money by living off people's grievances. I refer to them as 'blood suckers'. There are still many people in the world who are not that fortunate compare to us. Some work round the clock but still couldn't put much on the table and forever lacking. They hope for miracle to happen or at least some help from people around. Some are forced to go to illegal money lenders due to certain circumstances because they are not qualified to borrow from legal ones. Therefore, the beginning of further sleepless nights to already bad situation.
It takes two to tango...a borrower and a lender. Some are so hard press that they have no other choice, for good reasons such as in need of money for medical reasons or education fees for their children and so on. But there are many who don't need much sympathy due to their own doings. They borrow to feed their bad habits of gambling and heavy spending without thinking about consequences. As for the lenders, they know very well that these people would have difficulty to pay off their loans but yet they are willing to give out loans. So both sides are to be blamed in many cases. The borrowers know very well what they are going in for with open eyes and so are the loan givers who charge high returns.
To be fair, borrowers must always return what he or she borrowed according to agreement on both sides since they are the ones who borrowed willingly. If not, don't borrow and find other ways to overcome problems !!! Running away is cowardly although it's the only way for many. Some loan defaulters blame the money lenders but I still feel that the borrowers are more in the wrong.
Prescription : Know the size of your head before buying a hat.
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